Dental
DentalWise · DentalWise Max (dental, vision & hearing combined)
Coverage for cleanings, exams, X-rays and bigger work like crowns and dentures — the things Original Medicare doesn't pay for.
Available year-round · No enrollment window
Extra coverage that goes beyond Medicare
Medicare doesn't cover everything. These companion plans from UnitedHealthcare help with dental, vision, accidents, hospital stays and more — and you can enroll any time of year.
Vision
VisionWise
Help with eye exams, glasses and contact lenses, so new prescriptions don't catch you off guard.
Accident
AccidentWise · Accident ExpenseGuard · Accident ProGap · Accident ProGuard
Pays you cash after a covered accident — a fall, a fracture, an ER visit — to help with deductibles and everyday bills while you recover.
Critical illness
CriticalGuard
A lump-sum cash payment if you're diagnosed with a covered serious illness, like a heart attack, stroke or cancer. Use it for anything you need.
Hospital stays
HospitalWise · Hospital SafeGuard
Pays a set cash amount for each day you're in the hospital, helping cover the gaps your main plan leaves behind.
Short-term medical
Short Term Medical
Temporary health coverage for a gap — for example, if you're waiting for Medicare to start. In Nevada, coverage is limited to 185 days in any 365-day period.
Telehealth & savings programs
HealthiestYou & Mind Your Health by Teladoc · Dental Savings Complete · New Benefits
24/7 phone or video visits with doctors, mental-health support, and discounts on dental, prescriptions and more. These are discount programs, not insurance.
Good to know. These are not Medicare plans and don't replace Medicare. Most are underwritten by Golden Rule Insurance Company, a UnitedHealthcare company, and availability varies by state and ZIP code. Short-term medical is temporary coverage — it isn't required to cover everything an ACA or Medicare plan covers.
Shop online · No appointment needed
See prices and enroll on your own
You can browse these UnitedHealthcare plans, see what they cost at your address, and enroll yourself online — anytime. And if a question comes up along the way, we're one phone call away.
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Why people add these
- Original Medicare has no dental or vision. Routine cleanings, dentures, exams and glasses come straight out of your pocket without a plan like these.
- One fall can mean a big bill. Accident and hospital plans pay you cash, which can cover your deductible, rent, groceries — whatever you need while you heal.
- You can enroll any time. Unlike Medicare Advantage, these plans have no annual enrollment window. You can start coverage when you actually need it.
- They work alongside what you have. These plans add to your Medicare coverage — they never replace it or change it.
Not sure which ones fit you?
We'll look at what you already have, point out the gaps, and tell you honestly whether extra coverage is worth it — no cost to you, with no pressure.